Tyre fitting and exhaust centres can use trade finance to fund tyre and parts stock before it sells and is fitted, with quick funding decisions.
A tyre and exhaust centre keeps cash tied up across a wide spread of sizes and brands. Tyres, exhausts, batteries and parts are bought from wholesalers and importers, held ready to fit, and sold to drivers who pay as they collect the car. Trade finance pays the supplier when the stock is ordered, so a centre can hold the range that keeps cars moving through the bays without the cost falling on its own takings first.
Drivers expect the right tyre to be in stock there and then, so breadth of range wins the work, and winter brings a seasonal lift in tyre demand. The facility repays as the stock sells through, keeping the cost in step with the bays. For a centre buying a volume deal on a fast-moving size or stocking up for winter, that means buying deep rather than trimming the order to the till's takings.
A tyre and exhaust centre funds a broad spread of stock well before it sells through the bays. The pressures recur across the range:
Tando keeps the process human, pairing a tyre and exhaust centre with one account manager who knows fast-moving stock and seasonal demand rather than a portal queue. A decision is typically reached within three to five days, occasionally within hours. Tando holds NACFB accreditation and funds through FCA-regulated lending partners.
A centre stocking up on winter tyres could use a facility to buy the range deep, then repay as the stock sells through the bays. Because takings come through card terminals, a merchant cash advance can advance against future card sales as a complementary route.
Direct funding for the cost of goods based on a confirmed customer order.
A globally recognised guarantee of payment to your supplier upon verification of shipping documents.
Optimising cash flow by allowing you to pay suppliers early while extending your own payment terms.
Yes. The facility pays your wholesaler when the tyres and parts are ordered, so the racks stay stocked without the cost coming from your own takings. You repay as the stock sells through the bays. It lets a centre hold the spread of sizes and brands drivers expect on the spot rather than rationing the order to whatever cash is in the till.
Yes. A good deal of budget and mid-range tyre stock is sourced from overseas, and trade finance can fund those supplier payments. Where a wholesaler wants assurance before shipping, a letter of credit can sit alongside the facility, with the bank undertaking payment against agreed documents. Your account manager arranges the structure that suits how and where you buy, so the racks are not held short by an international payment.
A tyre and exhaust centre takes most of its money through card terminals, and a merchant cash advance advances against those future card takings. It can run alongside a stock facility depending on how you buy and sell. For a centre with steady card volumes, it offers a quick way to draw on sales before they have all come through. Your account manager explains which route suits.
Often, yes. Tando places tyre and exhaust centres with bad credit or a bounced payment that other brokers avoid. The stock turn and supplier terms carry more weight than a single past problem. Lending partners are FCA-regulated and look at current trading, so an earlier difficulty does not automatically rule out a workable facility for the business.
Facilities typically run from 75,000 to 500,000 pounds, sized to your stock spend and turnover. Centres turning over 200,000 pounds or more a year are the typical fit. Because stock is held across a wide spread of sizes and brands, the right figure tends to track how much you carry rather than a single fixed limit.
Usually within three to five days, and sometimes within hours when a supplier deadline or a winter peak is closing. A dedicated account manager handles the case directly rather than an automated queue, so a stock order can be funded quickly enough to keep fast-moving sizes on the racks or to stock up before winter demand arrives.
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Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’
