Business Loans in Norfolk

Access flexible business loans tailored to Norfolk businesses—whether it’s expansion, cash flow management, or equipment purchase—and receive funds within 24–48 hours to keep your operations moving.

Check Eligibility
?

What is Invoice Financing?

A business loan is a tailored financing arrangement in which a lender provides Norfolk companies with a lump-sum or revolving line of credit, to be repaid over an agreed term with interest. Whether you need capital to launch a startup, invest in new equipment, manage seasonal cash-flow fluctuations, or consolidate existing debt, business loans give you flexible access to funds without diluting ownership. Available as secured or unsecured facilities and often disbursed within 24–48 hours, these loans empower Norfolk SMEs and larger enterprises alike to plan growth, cover costs, and seize new opportunities.

?

Why use Invoice Financing?

  • Fuel Growth: Business loans provide the funds necessary to invest in new products, hire staff, or expand into new markets without diluting ownership.
  • Manage Cash Flow: They help bridge seasonal or cyclical gaps in revenue, ensuring you can meet payroll and supplier obligations on time.
  • Purchase Equipment & Stock: Financing allows you to acquire essential machinery, vehicles, or inventory without tying up working capital.
  • Consolidate Debt: You can roll multiple obligations into a single loan with potentially lower rates and simplified repayments.
  • Tax Benefits: Interest on business loan repayments is often tax-deductible, reducing your overall cost of borrowing.
?

How does Invoice Financing work?

  1. Application: You submit financial statements and a borrowing proposal to a lender, either online or in person.
  2. Assessment & Offer: The lender reviews your credit profile, trading history, and security (if any), then issues a loan offer outlining terms and interest.
  3. Funding: Upon acceptance, funds are disbursed—often within 24 hours for smaller, unsecured loans or up to a few days for secured facilities.
  4. Repayment: You repay the borrowed amount plus interest over a fixed schedule (monthly or quarterly), which can last from weeks to several years.
  5. Facility Renewal: For revolving credit lines, your borrowing limit adjusts based on repayments and ongoing assessments.

Business Loans for Norfolk Businesses

Norfolk's economy relies heavily on agriculture, tourism, and renewable energy, with significant seasonal employment variations. According to Norfolk County Council, local businesses face distinct challenges in accessing funding due to the region's rural nature and seasonal economic patterns. Startups in tech struggle with securing initial capital for research and development activities in this predominantly rural area. The tourism sector creates specific needs for business loans for retail businesses to manage inventory during peak summer months. Construction firms often require property finance for developers to manage project-based cash flow requirements for holiday cottage developments. Tando Capital offers fast approvals UK specifically designed for England's rural business environment.

A family-run farm shop in Norwich required immediate funding to expand their facilities before the peak summer tourist season. Through Tando Capital's asset-based lending Essex program, they secured £80,000 using their existing equipment as collateral. This equipment financing solution enabled them to purchase additional refrigeration units and expand their retail space. The transparent fees London structure allowed precise financial planning without unexpected costs. Their dedicated account manager provided human-led support Essex throughout the application process, understanding the specialized nature of their agricultural retail operations. The quick funding within 48 hours allowed them to meet increased demand from tourists visiting the region.

Types Of Invoice Finance

Invoice Factoring

Invoice Factoring converts your unpaid invoices into cash and includes a full collections service. Tando Capital liaises with your customers to collect payments, saving you time and ensuring professional credit management.

Invoice Discounting

Unsecured Business Loans require no collateral, offering a rapid application and approval process. Although interest rates may be higher, this option lets Norfolk-based businesses with strong credit profiles access funds quickly for working capital or expansion.

Selective Invoice Factoring

Start-Up Business Loans, often government-backed, provide new ventures with £500–£25,000 at fixed, affordable rates. They include mentorship and support services, helping Norfolk entrepreneurs build credit, purchase essential equipment, and launch their businesses confidently.

Benefits of Invoice Finance with Tando Capital

  • Fast Approval & Funding: 95 % of applicants receive funds within 48 hours.
  • Tailored to Your Business: No one-size-fits-all—our experts recommend the best solution (Factoring or Discounting) based on your industry, customer profile, and cash-flow needs.
  • Transparent Fees: Competitive rates with no hidden charges—what you see is what you pay.
  • Dedicated Account Manager: A real advisor on hand, not a bot, to guide you through setup, collections (if applicable), and ongoing support.
  • Local Specialists: We know the Norfolk market, sector nuances, and can connect Norfolk-based businesses with the right funders for their size and growth plans.

Why Choose Tando Capital?

  • Human-Led Process: Speak with experienced finance professionals from day one—no automated call trees.
  • Proven Track Record: 98 % customer satisfaction, with 92 % of clients reporting improved cash flow within their first month.
  • Full Compliance & Security: FCA-regulated partners, secure data handling, and clear agreements.
  • One-Stop Funding Hub: Beyond Business Loans, we offer Invoice Finance, Construction Finance, Merchant Cash Advance, Property Finance, Payroll Finance, and more—ensuring all your funding needs are covered in one place.
Start now

Your Finance Requirements

How much would you like to borrow?

£

What type of finance do you require?

What is your company name?

What is your company type?

You must fill in the form
before moving on

What is your full name?

What is your email?

What is your phone number?

You must fill in the form
before submitting
Back
Next
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Our Mission Is To Make Finance Faster, Fairer, And More Human.

connecting businesses with real experts, not automated systems.

Contact Us
95
%
of approved applicants receive funding within 48 hours.
92
%
of clients report improved cash flow within the first 30 days.
98
%
customer satisfaction rating based on service and support.

Our Services

Tando Capital.
We give real conversations with real experts who care about your business.

Invoice Financing

Invoice financing lets you unlock cash tied up in unpaid invoices, giving your business faster access to working capital without waiting for customers to pay.

Business Loans

Access flexible funding to grow your business, manage expenses, or invest in new opportunities—with repayment options suited to your cash flow and goals.

Construction Finance

Tailored financial solutions specifically for construction companies to manage projects, procure materials, and ensure steady progress through every development phase.

Merchant Cash Advance

Get fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with fluctuating revenue.

Property Finance

Finance for property purchases, developments, or refurbishments—supporting commercial, residential, and investment projects with tailored lending options.

Payroll Finance

Ensure your team is paid on time, every time. Payroll finance bridges short-term cash flow gaps so you can cover wages even when clients pay late.

Broads and Coastal Areas

Secure your Business Loan today

Business Loans for all areas in the uk

FAQs

What types of financing does Tando Capital offer?

Tando Capital provides a range of tailored funding solutions to meet diverse business needs:

  • Business Loans: Flexible funding to grow your business, manage expenses, or invest in new opportunities, with repayment options suited to your cash flow.
  • Invoice Financing: Unlock cash tied up in unpaid invoices to maintain working capital without waiting for customers to pay.
  • Merchant Cash Advance: Receive fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with variable revenue.
  • Working Capital Solutions: Flexible financing designed to boost cash flow, helping you cover operational costs and seize new opportunities.
  • Payroll Finance: Bridge short-term cash flow gaps so you can cover wages even when clients pay late.
  • Property Finance: Funding for commercial, residential, or development projects, including purchases, refurbishments, and investments.

How quickly can I get funding through Tando Capital?

One of Tando Capital’s core priorities is speed. We offer:

  • Quick Approvals: Our streamlined process delivers funding decisions fast—often within three working days for eligible applicants.
  • Dedicated Advisor Support: As soon as you complete our short form, a specialist will be in touch within three working days to guide you through the next steps, ensuring minimal delays.

How is Tando Capital different from other finance providers?

Tando Capital stands out by prioritising human expertise over automated bots:

  • Real Conversations with Human Advisors: Every applicant speaks directly with an experienced finance specialist who understands the nuances of your business.
  • Tailored Funding Solutions: Instead of one-size-fits-all templates, we build a funding package around your specific goals, challenges, and cash-flow needs.
  • Transparent Process: From application to approval, we maintain clear communication—no hidden fees, no confusing fine print.

What criteria do I need to meet to qualify for funding?

While criteria vary by product, Tando Capital generally considers:

  • Business Credit Profile: A healthy or improving credit profile helps secure more favourable rates.
  • Revenue and Cash Flow: We assess your historical revenue, outstanding invoices, and overall cash-flow stability to tailor the right solution.
  • Business History: Typically, businesses in operation for at least six months with verifiable financials are preferred, though specific requirements depend on the financing product you choose.
  • Collateral (for Property Finance): For loans tied to property purchases or developments, acceptable collateral and valuation will be required.
    Your dedicated advisor will walk you through the exact requirements for your chosen product and help prepare the necessary documentation.

What is the application process like?

Our application process is designed to be quick and transparent:

  1. Consultation: Book a free call with one of our finance specialists to discuss your business needs, goals, and funding options.
  2. Tailored Assessment: Your dedicated advisor reviews your financials, explores suitable products, and outlines the best options for your unique situation.
  3. Personalised Offer: Once you choose your preferred solution, your advisor handles the details—keeping you informed and supported until funds are secured.
  4. Funding: After approval, funds are disbursed according to your needs and agreed-upon timeline.

What fees or interest rates can I expect?

Tando Capital is committed to full transparency—there are no hidden fees:

  • Competitive Rates: Interest rates and fees vary based on the product, your business’s risk profile, and market conditions.
  • No Surprises: Your dedicated advisor will clearly outline all applicable fees (origination, servicing, or early repayment) before you sign any agreement.
  • Repayment Flexibility: Many of our products offer flexible repayment schedules, such as daily automatic deductions for merchant cash advances or structured installments for business loans.
    If you have more specific questions about cost, simply get in touch via our short form or book a call, and we’ll provide a personalised breakdown.

Contact Us

Address

Jupiter Business Center,
Essex, Paycocke Rd,
Basildon, SS14 3HX

Phone

01268 399 032

Email

info@tandocapital.co.uk
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
HomeAbout UsPrivacy PolicyTerms & Conditions
Contact Us
created by cold
Invoice Finance
Business Loans
Property Finance
Construction Finance
Payroll Finance
Merchant Cash Advance
Message now.