Draw funds when you need them, repay when you can, then draw again. A Revolving Credit Facility gives your business a flexible pool of working capital that flexes with your trading cycle, so you can cover wages, stock, or growth costs without taking on a fixed lump-sum loan.
A Revolving Credit Facility (RCF) is an agreed credit limit that your business can draw from, repay, and redraw as often as needed during the term of the agreement. Unlike a traditional business loan, you only pay interest on the funds you actually use. This makes an RCF a smart solution for businesses with seasonal trading patterns, project-based income, or any cash flow that does not arrive in a straight line.
With a Committed RCF, the lender is contractually obliged to make funds available up to your limit for the agreed term. It gives certainty for businesses that want a guaranteed safety net to draw on.
An Uncommitted RCF gives you access to funds at the lender's discretion. It typically carries lower fees and is well suited to businesses that want flexibility without paying for a fixed commitment.
An Asset-Based RCF is secured against business assets such as invoices, stock, or equipment. The facility size grows alongside your assets, making it a strong fit for scaling businesses with a healthy balance sheet.
Real Businesses, real support,
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connecting businesses with real experts, not automated systems.
Contact UsInvoice financing lets you unlock cash tied up in unpaid invoices, giving your business faster access to working capital without waiting for customers to pay.
Access flexible funding to grow your business, manage expenses, or invest in new opportunities—with repayment options suited to your cash flow and goals.
Tailored financial solutions specifically for construction companies to manage projects, procure materials, and ensure steady progress through every development phase.
Get fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with fluctuating revenue.
Finance for property purchases, developments, or refurbishments—supporting commercial, residential, and investment projects with tailored lending options.
Ensure your team is paid on time, every time. Payroll finance bridges short-term cash flow gaps so you can cover wages even when clients pay late.
Empower your supply chain and secure global growth with flexible, human-led funding solutions.
Tando Capital provides a range of tailored funding solutions to meet diverse business needs:
One of Tando Capital’s core priorities is speed. We offer:
Tando Capital stands out by prioritising human expertise over automated bots:
While criteria vary by product, Tando Capital generally considers:
Our application process is designed to be quick and transparent:
Tando Capital is committed to full transparency—there are no hidden fees:
Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’
