Components are paid for upfront and clients pay slowly. Release the cash held in your invoices and keep parts, production, and payroll funded.
Electronics manufacturers commit serious capital before any revenue arrives. Components are often imported with deposits or upfront payment, lead times on parts can stretch for weeks, and high-value inventory sits on the floor through assembly and testing. Then customers, frequently in the tech and contract sectors, settle on extended terms, leaving working capital locked across the whole build cycle.
Invoice finance releases the majority of an invoice value within a day or two of raising it, rather than waiting months. That cash funds the next component order, covers the wage bill, and lets you accept larger contract runs without straining reserves. For electronics manufacturers managing imported parts, long lead times, and slow-paying clients, the facility bridges the gap between buying components and getting paid for finished products.
Electronics production locks up capital at every stage, and the pressure builds across the full build cycle at once. Money goes out for parts long before it comes back in from clients, and the gap keeps widening.
Tando Capital is a human-led brokerage arranging invoice finance through FCA-regulated lenders, with a dedicated account manager handling your case from start to finish. Decisions usually come back within 3 to 5 days, and sometimes within hours, so a component order or production run is not delayed by funding.
For example, an electronics manufacturer with £320k of invoices out to tech clients on long terms could potentially use a facility like this to release most of that cash within days of shipping, funding the next component order immediately.
Invoice Factoring converts your unpaid invoices into cash and includes a full collections service. Tando Capital liaises with your customers to collect payments, saving you time and ensuring professional credit management.
With Invoice Discounting, you retain control of customer relationships and collections. You receive immediate funds against your invoices, and your customers aren’t aware of your finance arrangement—ideal for businesses that want confidentiality.
Selective Invoice Factoring lets you pick which invoices to fund, giving you targeted flexibility. Only submit the invoices you need cash for, so you’re never tied into funding your entire sales ledger.
Most electronics manufacturers get an initial decision within 3 to 5 working days, and sometimes the same day. Tando works through a panel of FCA-regulated lenders, so your account manager can match your client profile and ledger to the lender most likely to approve quickly. First drawdown usually follows shortly after the facility is set up and verified.
Standard invoice finance releases cash after you invoice, so it helps once products ship rather than when components are bought. For funding imported parts upfront, trade or import finance can sit alongside the facility. Your account manager will look at the full cycle, from component purchase to client payment, and recommend the structure that suits your build times.
Only if you choose a disclosed facility. With confidential invoice discounting, your clients pay you as normal and the arrangement stays private, which many electronics manufacturers prefer. With factoring, the lender manages collections, saving admin time. Tando will walk through both options so you can pick the one that keeps your client relationships exactly as they are.
A history of bounced payments does not automatically rule you out. Invoice finance is secured against your unpaid invoices, so lenders focus on the quality of your customers and ledger rather than past difficulties alone. Tando regularly places manufacturers that have had judgments or payment problems by matching them to lenders comfortable with that profile.
Most facilities advance around 80 to 90 percent of an invoice value within a day or two of raising it, with the remainder released when the client pays, minus the agreed fee. The exact percentage depends on your customers and the lender. Your account manager confirms the advance rate before you commit, so there are no surprises later.
Tando works best with manufacturers turning over £200k or more a year, with facilities usually structured between £75k and £500k. The funding scales with your sales ledger, so available cash grows as your invoicing rises. The exact limit depends on your client base, the payment terms they set, and how the ledger is spread across different accounts.
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Contact UsInvoice financing lets you unlock cash tied up in unpaid invoices, giving your business faster access to working capital without waiting for customers to pay.
Access flexible funding to grow your business, manage expenses, or invest in new opportunities—with repayment options suited to your cash flow and goals.
Tailored financial solutions specifically for construction companies to manage projects, procure materials, and ensure steady progress through every development phase.
Get fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with fluctuating revenue.
Finance for property purchases, developments, or refurbishments—supporting commercial, residential, and investment projects with tailored lending options.
Ensure your team is paid on time, every time. Payroll finance bridges short-term cash flow gaps so you can cover wages even when clients pay late.
Empower your supply chain and secure global growth with flexible, human-led funding solutions.
Secure international trade with confidence. Work with new partners, and grow your business across borders without putting cash up front.
Draw funds when you need them, repay when you can, then draw again.
Tando Capital provides a range of tailored funding solutions to meet diverse business needs:
One of Tando Capital’s core priorities is speed. We offer:
Tando Capital stands out by prioritising human expertise over automated bots:
While criteria vary by product, Tando Capital generally considers:
Our application process is designed to be quick and transparent:
Tando Capital is committed to full transparency—there are no hidden fees:
Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’
