Business loans for industrial and warehouse staffing agencies funding high-volume weekly pay before clients settle, with fast decisions and a dedicated account manager.
Industrial staffing pairs a large weekly wage run with clients who pay on monthly terms, so wages go out long before timesheets are settled. Seasonal peaks can lift worker numbers sharply and fast, and at peak the wage bill can climb well ahead of the extra billing it brings. The pressures usually include:
Industrial staffing pairs a large weekly wage run with clients who pay on monthly terms, so wages go out long before timesheets are settled. Seasonal peaks can lift worker numbers sharply and fast, and at peak the wage bill can climb well ahead of the extra billing it brings. The pressures usually include:
Tando keeps it human, so a staffing agency works with one account manager who understands large weekly wage runs and seasonal peaks, and can move quickly, with decisions usually in three to five days. A credit record that has slipped does not rule a firm out.
If an agency took on a seasonal contract that doubled its workforce but had to pay weeks of wages before the client paid, a business loan could fund that peak so every worker is paid on time. Because the wage bill rises and falls with seasonal demand, a revolving credit facility can give a flexible line to draw on and repay, and your account manager will explain which fits.
Secured Business Loans use assets like property or equipment as collateral to unlock higher borrowing limits and lower interest rates, giving your company predictable repayment terms and the flexibility to invest in long-term growth.
Unsecured Business Loans require no collateral, offering a rapid application and approval process. Although interest rates may be higher, this option lets businesses with strong credit profiles access funds quickly for working capital or expansion.
Start-Up Business Loans, often government-backed, provide new ventures with £500–£25,000 at fixed, affordable rates. They include mentorship and support services, helping entrepreneurs build credit, purchase essential equipment, and launch their businesses confidently.
Yes. Funding a large weekly wage run before clients settle timesheets is a core reason industrial staffing agencies borrow. A business loan provides the lump sum to keep workers paid, then you repay over a fixed term as billing arrives. Your account manager will size it around the wage bill and client terms you work to.
Yes. A seasonal peak can multiply the wage bill before any extra billing is paid, and a business loan can fund that surge. A revolving facility can also flex with the season. As the funds are general capital, you decide how to spread them. Your account manager will size it to the peak you are planning for.
It can. A revolving credit facility lets you draw and repay as the wage bill rises and falls with seasonal demand. A business loan, by contrast, is a fixed lump sum and term. Your account manager will compare both so the structure fits how your worker numbers move through the year.
Not by default. Tando funds firms that others avoid, including those with bad credit or past bounced payments. The decision rests on current trading and repayment ability, not the credit file alone. A clear explanation of any past issue, with steady recent billing, usually counts for more than the score when the case is reviewed.
Decisions usually come within three to five days, and simple cases can move within hours, with funds following soon after approval. The timing depends mainly on how fast you share accounts and statements. With a real account manager on the file, you can flag a peak or contract date and get a realistic answer.
Facilities typically range from £75k to £500k, aimed at firms turning over around £200k or more, with no strict minimum. The right amount depends on the wage bill and contracts the funding supports and what the agency can comfortably repay. It is built around your real billing rather than a headline number.
Real Businesses, real support,
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connecting businesses with real experts, not automated systems.
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Finance for property purchases, developments, or refurbishments—supporting commercial, residential, and investment projects with tailored lending options.
Ensure your team is paid on time, every time. Payroll finance bridges short-term cash flow gaps so you can cover wages even when clients pay late.
Empower your supply chain and secure global growth with flexible, human-led funding solutions.
Secure international trade with confidence. Work with new partners, and grow your business across borders without putting cash up front.
Draw funds when you need them, repay when you can, then draw again.
Tando Capital provides a range of tailored funding solutions to meet diverse business needs:
One of Tando Capital’s core priorities is speed. We offer:
Tando Capital stands out by prioritising human expertise over automated bots:
While criteria vary by product, Tando Capital generally considers:
Our application process is designed to be quick and transparent:
Tando Capital is committed to full transparency—there are no hidden fees:
Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’
