Business loans for fire protection and safety firms funding equipment, labour and commercial contracts upfront, with fast decisions and a dedicated account manager.

Yes. Fire protection and safety installers buy sprinkler systems, alarms, detection equipment, extinguishers and fire doors, and pay engineers to install and certify them, well before a commercial client pays. A business loan provides a lump sum of working capital to fund that, repaid over a fixed term, so a large contract does not stall on cash flow. Tando arranges business loans through FCA regulated partners and assesses how the firm trades rather than the credit score alone.
As general capital, the funding can cover equipment for a major installation, hiring qualified engineers, or the kit needed to take on more maintenance contracts. It is not tied to a single invoice, so running installation and recurring service work side by side becomes easier to resource, and the facility grows with the order book.
Fire protection work pairs costly equipment with skilled, certified labour, while commercial and public-sector clients often pay slowly on completed work. Public-sector terms can stretch payment out for many long months. The pressures usually include:
Tando is human-led, so a fire protection firm works with one account manager who understands equipment-heavy cash flow and slow-paying clients, and can act quickly. Decisions usually arrive in three to five days, and a knocked credit history does not end the discussion.
If a firm won a large sprinkler installation but had to buy the system before the first payment, a business loan could fund that order so the install begins on time. Where the bigger problem is commercial clients paying slowly on completed jobs, invoice finance can release the cash tied up in those invoices instead.
Secured Business Loans use assets like property or equipment as collateral to unlock higher borrowing limits and lower interest rates, giving your company predictable repayment terms and the flexibility to invest in long-term growth.
Unsecured Business Loans require no collateral, offering a rapid application and approval process. Although interest rates may be higher, this option lets businesses with strong credit profiles access funds quickly for working capital or expansion.
Start-Up Business Loans, often government-backed, provide new ventures with £500–£25,000 at fixed, affordable rates. They include mentorship and support services, helping entrepreneurs build credit, purchase essential equipment, and launch their businesses confidently.

Yes. Buying sprinkler systems, alarms or detection equipment before a client pays is a core reason fire protection firms borrow. A business loan provides the lump sum to order and install, then you repay over a fixed term. Your account manager will size it around the installation and maintenance contracts you have lined up.
It can open another option. If you buy detection or safety equipment from overseas suppliers, trade finance can fund those purchase orders, while a business loan covers general working capital. The two often sit together. Your account manager will explain how each works so the funding matches how you buy and get paid.
Often, yes. Tando funds firms that other brokers decline, including those with bad credit or past bounced payments. The lending partners focus on current trading and repayment ability over the credit file. A clear account of any past difficulty, backed by recent figures, usually makes the difference when the case is reviewed.
Usually within three to five days, and sometimes within hours for simpler cases, with funds following soon after approval. The timing depends mainly on how fast you supply accounts and statements. With a real account manager on the file, you can flag a fixed install date and get an honest read on timing.
Facilities typically run from £75k to £500k, suited to firms turning over around £200k or more, with no fixed minimum. The right amount depends on the equipment and contracts the funding supports and what the business can repay. It is built around your real work rather than a headline figure.
Yes. A business loan is general capital, so it can support both installation projects and the recurring service and maintenance contracts that follow, including the kit and engineers behind them. As the funds are not tied to one job, you direct them where the business needs them. Your account manager will size it to the workload.
Real Businesses, real support,
real results
Invoice financing lets you unlock cash tied up in unpaid invoices, giving your business faster access to working capital without waiting for customers to pay.
Access flexible funding to grow your business, manage expenses, or invest in new opportunities—with repayment options suited to your cash flow and goals.
Tailored financial solutions specifically for construction companies to manage projects, procure materials, and ensure steady progress through every development phase.
Get fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with fluctuating revenue.
Finance for property purchases, developments, or refurbishments—supporting commercial, residential, and investment projects with tailored lending options.
Ensure your team is paid on time, every time. Payroll finance bridges short-term cash flow gaps so you can cover wages even when clients pay late.
Empower your supply chain and secure global growth with flexible, human-led funding solutions.
Secure international trade with confidence. Work with new partners, and grow your business across borders without putting cash up front.
Draw funds when you need them, repay when you can, then draw again.
Tando Capital provides a range of tailored funding solutions to meet diverse business needs:
One of Tando Capital’s core priorities is speed. We offer:
Tando Capital stands out by prioritising human expertise over automated bots:
While criteria vary by product, Tando Capital generally considers:
Our application process is designed to be quick and transparent:
Tando Capital is committed to full transparency—there are no hidden fees:
Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’