Business loans for electrical wholesalers funding imported stock, warehousing and staff before trade customers pay, with fast decisions and a dedicated account manager.
Electrical supply pairs deep, often imported stock with trade customers who buy on account, so inventory sits funded long before the orders are paid. Keeping availability high means buying ahead at volume, well before the sales catch up. The pressures usually include:
Electrical supply pairs deep, often imported stock with trade customers who buy on account, so inventory sits funded long before the orders are paid. Keeping availability high means buying ahead at volume, well before the sales catch up. The pressures usually include:
Tando is human-led, so an electrical wholesaler works with one account manager who understands deep stock and trade-account payment, and can move quickly. Decisions usually arrive in three to five days, and a knocked credit history does not end the conversation.
If a wholesaler wanted to buy stock in volume at a better price but cash was tied up in contractor accounts, a business loan could fund that purchase so the range stays available. Where the bigger drag is trade customers paying slowly on account, invoice finance can release the cash tied up in those invoices instead.
Secured Business Loans use assets like property or equipment as collateral to unlock higher borrowing limits and lower interest rates, giving your company predictable repayment terms and the flexibility to invest in long-term growth.
Unsecured Business Loans require no collateral, offering a rapid application and approval process. Although interest rates may be higher, this option lets businesses with strong credit profiles access funds quickly for working capital or expansion.
Start-Up Business Loans, often government-backed, provide new ventures with £500–£25,000 at fixed, affordable rates. They include mentorship and support services, helping entrepreneurs build credit, purchase essential equipment, and launch their businesses confidently.
Yes. Buying cable, fittings and fixtures in volume before trade customers pay is a core reason electrical wholesalers borrow. A business loan provides the lump sum to secure the stock, then you repay over a fixed term as sales come through. Your account manager will size it around the buying and payment terms you work to.
It can. For overseas buying, trade finance can fund specific purchase orders, and a letter of credit can give the supplier payment security before goods ship. A business loan still covers general working capital. Your account manager will explain how each works so the funding fits how you buy and get paid.
Not on its own. Tando funds firms that others turn away, including those with bad credit or past bounced payments. The decision rests on current trading and whether repayments are realistic, not the credit file alone. A clear explanation of any past issue, with steady recent sales, usually counts for more than the score.
Decisions usually come within three to five days, and simple cases can move within hours, with funds following soon after approval. The main factor is how quickly you supply accounts and bank statements. With a real account manager on the case, you can flag a buying deadline and get an honest view on timing.
Facilities usually run from £75k to £500k, aimed at firms turning over around £200k or more, with no strict minimum. The right amount depends on the stock and accounts the funding supports and what the business can comfortably repay. It is built around your real trading rather than a headline figure.
It depends on the issue. A business loan is a lump sum for any purpose, useful for buying stock or covering overheads. Invoice finance instead releases cash from unpaid trade invoices as you raise them. Many wholesalers use both. Your account manager will compare them so the funding matches how your money moves.
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Contact UsInvoice financing lets you unlock cash tied up in unpaid invoices, giving your business faster access to working capital without waiting for customers to pay.
Access flexible funding to grow your business, manage expenses, or invest in new opportunities—with repayment options suited to your cash flow and goals.
Tailored financial solutions specifically for construction companies to manage projects, procure materials, and ensure steady progress through every development phase.
Get fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with fluctuating revenue.
Finance for property purchases, developments, or refurbishments—supporting commercial, residential, and investment projects with tailored lending options.
Ensure your team is paid on time, every time. Payroll finance bridges short-term cash flow gaps so you can cover wages even when clients pay late.
Empower your supply chain and secure global growth with flexible, human-led funding solutions.
Secure international trade with confidence. Work with new partners, and grow your business across borders without putting cash up front.
Draw funds when you need them, repay when you can, then draw again.
Tando Capital provides a range of tailored funding solutions to meet diverse business needs:
One of Tando Capital’s core priorities is speed. We offer:
Tando Capital stands out by prioritising human expertise over automated bots:
While criteria vary by product, Tando Capital generally considers:
Our application process is designed to be quick and transparent:
Tando Capital is committed to full transparency—there are no hidden fees:
Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’
