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What is Trade Financing?

Trade Finance is a specialized working capital solution that allows your South Benfleet business to purchase goods from domestic or international suppliers. Instead of depleting your own cash flow to pay for inventory upfront, Tando Capital facilitates the payment to your supplier, allowing you to receive goods and fulfill orders immediately. This facility is designed to support the "funding gap" inherent in trade cycles, ensuring your growth is never limited by your current bank balance.

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Why use Trade Financing?

  • Accelerated Growth: Seize new opportunities and take on larger contracts that would otherwise be out of reach due to upfront costs.
  • Strengthen Supplier Ties: Build trust and negotiate better terms with global suppliers by offering guaranteed, timely payments.
  • Risk Management: Protect your South Benfleet business against supply chain disruptions and currency fluctuations with structured, secure trade instruments.
  • Preserve Capital: Keep your existing credit lines and cash reserves free to cover daily operational expenses or unexpected costs.
  • Local Expertise: As a UK and South Benfleet-based broker, Tando Capital understands the specific logistics and maritime nuances of local SMEs.
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How does Trade Financing work?

  1. Apply & Approve
    – Complete our brief online form or speak directly with a dedicated finance expert to discuss your trade cycle.
    – We assess your customer ledger and send you an offer—often within 24 hours.
  2. Verify Orders
    – We assess your purchase orders and supplier details, providing a tailored funding offer—often within 24 hours.
  3. Supplier Payment
    – Once approved, we pay your supplier directly via Letter of Credit or cash, allowing your goods to be shipped.
  4. Repayment & Settlement
    – Receive your funds and fulfill your customer orders. You repay the facility once your end customer pays you.
  5. Seamless Transition
    – Many clients pair this with Invoice Financing to release profit immediately upon delivery

Types Of Trade Financing

Purchase Order Finance

Direct funding for the cost of goods based on a confirmed customer order.

Letters of Credit

A globally recognized guarantee of payment to your supplier upon verification of shipping documents.

Supply Chain Finance

Optimising cash flow by allowing you to pay suppliers early while extending your own payment terms.

Trade Financing for South Benfleet businesses

South Benfleet's strategic position in Essex's Thames Gateway corridor creates substantial trading opportunities in 2024-2025. The town benefits from excellent transport links via the A13 and c2c rail line to London and proximity to Tilbury port operations. Local businesses spanning retail distribution, professional services, and light manufacturing serve both regional and international markets. Enterprises importing goods or sourcing materials frequently encounter timing mismatches between procurement costs and customer payments. Trade finance provides South Benfleet businesses with the flexibility to bridge these gaps, fulfil larger orders, and capitalise on Thames Gateway growth opportunities.

Consider a typical South Benfleet scenario: a building supplies distributor wins a contract supplying materials to construction projects but must immediately purchase inventory from manufacturers requiring upfront payment. Customer payment terms of 60 days create working capital pressure. Tando Capital's trade finance delivers the solution through genuine human-led underwriting. Our experienced team understands construction supply chains and the reliability of established developer relationships. We provide fast approvals, typically within 48 hours, ensuring materials arrive on schedule. From Canvey Island importers to Hadleigh-based suppliers, Tando's personal approach ensures your trading operations never stall.

Benefits of Trade Financing with Tando Capital

  • Fast Approval & Funding: 95% of applicants receive funds within 48 hours.
  • Tailored to Your Business: No one-size-fits-all—our experts recommend the best solution based on your industry, customer profile, and cash-flow needs.
  • Transparent Fees: Competitive rates with no hidden charges—what you see is what you pay.
  • Dedicated Account Manager: A real advisor on hand, not a bot, to guide you through setup and ongoing support.
  • Local Specialists: We know the South Benfleet market, sector nuances, and can connect NAME-based businesses with the right funders for their size and growth plans.

Why Choose Tando Capital?

  • Human-Led Process: Speak with experienced finance professionals from day one—no automated call trees.
  • Proven Track Record: 98% customer satisfaction, with 92% of clients reporting improved cash flow within their first month.
  • Full Compliance & Security: FCA-regulated partners, secure data handling, and clear agreements.
  • One-Stop Funding Hub: Beyond Trade Finance, we offer Invoice Finance, Business Loans, Construction Finance, Merchant Cash Advance, Property Finance, Payroll Finance, and more—ensuring all your funding needs are covered in one place.
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Our Mission Is To Make Finance Faster, Fairer, And More Human.

connecting businesses with real experts, not automated systems.

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95
%
of approved applicants receive funding within 48 hours.
92
%
of clients report improved cash flow within the first 30 days.
98
%
customer satisfaction rating based on service and support.

Our Services

Tando Capital.
We give real conversations with real experts who care about your business.

Invoice Financing

Invoice financing lets you unlock cash tied up in unpaid invoices, giving your business faster access to working capital without waiting for customers to pay.

Business Loans

Access flexible funding to grow your business, manage expenses, or invest in new opportunities—with repayment options suited to your cash flow and goals.

Construction Finance

Tailored financial solutions specifically for construction companies to manage projects, procure materials, and ensure steady progress through every development phase.

Merchant Cash Advance

Get fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with fluctuating revenue.

Property Finance

Finance for property purchases, developments, or refurbishments—supporting commercial, residential, and investment projects with tailored lending options.

Payroll Finance

Ensure your team is paid on time, every time. Payroll finance bridges short-term cash flow gaps so you can cover wages even when clients pay late.

Trade Finance

Empower your supply chain and secure global growth with flexible, human-led funding solutions.

Trade Finance Across South Benfleet

Secure your Trade Financing today

Trade Financing for all areas in the uk

FAQs

What types of financing does Tando Capital offer?

Tando Capital provides a range of tailored funding solutions to meet diverse business needs:

  • Business Loans: Flexible funding to grow your business, manage expenses, or invest in new opportunities, with repayment options suited to your cash flow.
  • Invoice Financing: Unlock cash tied up in unpaid invoices to maintain working capital without waiting for customers to pay.
  • Merchant Cash Advance: Receive fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with variable revenue.
  • Working Capital Solutions: Flexible financing designed to boost cash flow, helping you cover operational costs and seize new opportunities.
  • Payroll Finance: Bridge short-term cash flow gaps so you can cover wages even when clients pay late.
  • Property Finance: Funding for commercial, residential, or development projects, including purchases, refurbishments, and investments.

How quickly can I get funding through Tando Capital?

One of Tando Capital’s core priorities is speed. We offer:

  • Quick Approvals: Our streamlined process delivers funding decisions fast—often within three working days for eligible applicants.
  • Dedicated Advisor Support: As soon as you complete our short form, a specialist will be in touch within three working days to guide you through the next steps, ensuring minimal delays.

How is Tando Capital different from other finance providers?

Tando Capital stands out by prioritising human expertise over automated bots:

  • Real Conversations with Human Advisors: Every applicant speaks directly with an experienced finance specialist who understands the nuances of your business.
  • Tailored Funding Solutions: Instead of one-size-fits-all templates, we build a funding package around your specific goals, challenges, and cash-flow needs.
  • Transparent Process: From application to approval, we maintain clear communication—no hidden fees, no confusing fine print.

What criteria do I need to meet to qualify for funding?

While criteria vary by product, Tando Capital generally considers:

  • Business Credit Profile: A healthy or improving credit profile helps secure more favourable rates.
  • Revenue and Cash Flow: We assess your historical revenue, outstanding invoices, and overall cash-flow stability to tailor the right solution.
  • Business History: Typically, businesses in operation for at least six months with verifiable financials are preferred, though specific requirements depend on the financing product you choose.
  • Collateral (for Property Finance): For loans tied to property purchases or developments, acceptable collateral and valuation will be required.
    Your dedicated advisor will walk you through the exact requirements for your chosen product and help prepare the necessary documentation.

What is the application process like?

Our application process is designed to be quick and transparent:

  1. Consultation: Book a free call with one of our finance specialists to discuss your business needs, goals, and funding options.
  2. Tailored Assessment: Your dedicated advisor reviews your financials, explores suitable products, and outlines the best options for your unique situation.
  3. Personalised Offer: Once you choose your preferred solution, your advisor handles the details—keeping you informed and supported until funds are secured.
  4. Funding: After approval, funds are disbursed according to your needs and agreed-upon timeline.

What fees or interest rates can I expect?

Tando Capital is committed to full transparency—there are no hidden fees:

  • Competitive Rates: Interest rates and fees vary based on the product, your business’s risk profile, and market conditions.
  • No Surprises: Your dedicated advisor will clearly outline all applicable fees (origination, servicing, or early repayment) before you sign any agreement.
  • Repayment Flexibility: Many of our products offer flexible repayment schedules, such as daily automatic deductions for merchant cash advances or structured installments for business loans.
    If you have more specific questions about cost, simply get in touch via our short form or book a call, and we’ll provide a personalised breakdown.
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