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How can a renewable energy company fund equipment before a project pays?

Renewable projects tie a lot of money up in equipment that is bought, shipped and installed months before a developer signs off the final account. A company procuring panels, inverters, battery storage and the balance-of-plant for a scheme pays the manufacturers up front, often overseas, while payment waits on grid connection and commissioning milestones. Trade finance meets those manufacturer payments at the point of order, so a scheme can be built out without the equipment bill resting on the company's own reserves.

With kit this high-value and lead times this long, locking in a supplier early protects both price and programme. Repayment comes once the developer pays against the milestone or the commissioned system, so the cost follows the project. Taking on a second or third scheme then becomes a question of the pipeline, not of whether the cash is sitting spare to fund every order at once.

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What ties up a renewable energy company's working capital?

Between paying manufacturers and reaching a commissioning milestone, a renewable developer's cash sits in equipment for months. The strains repeat scheme to scheme:

  • Manufacturers invoicing in full as soon as the equipment is ordered
  • Panels, inverters and storage shipped from overseas weeks ahead of install
  • Developers releasing payment only at grid connection or commissioning
  • Balance-of-plant and groundworks funded long before sign-off
  • Capital locked across two or three schemes running in parallel
  • Programme slipping if a supplier is not committed early enough
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How does Tando support renewable energy companies?

Tando is a human-led brokerage, so a renewable energy company works with a dedicated account manager who understands project timing and imported equipment rather than an automated platform. Decisions usually arrive within three to five days, and sometimes within hours. The firm is NACFB accredited and funds through FCA-regulated lending partners.

  • A named account manager from first enquiry to drawdown
  • Decisions paced to supplier orders and project milestones
  • Open to firms with bad credit or a bounced payment history
  • Facilities that scale as projects and volumes grow
  • Funding sized to the equipment order rather than a fixed cap

Picture a developer ordering panels and battery storage for a new scheme: a facility settles the manufacturers, and repayment follows once the system is commissioned and paid. Where an overseas factory wants certainty before it ships, a letter of credit can run alongside, with the bank undertaking payment against agreed documents.

Types Of Trade Financing

Purchase Order Finance

Direct funding for the cost of goods based on a confirmed customer order.

Letters of Credit

A globally recognised guarantee of payment to your supplier upon verification of shipping documents.

Supply Chain Finance

Optimising cash flow by allowing you to pay suppliers early while extending your own payment terms.

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Benefits of Trade Financing with Tando Capital

  • Fast Approval & Funding: 95 % of applicants receive funds within 48 hours.
  • Tailored to Your Business: No one-size-fits-all—our experts recommend the best solution (Factoring or Discounting) based on your industry, customer profile, and cash-flow needs.
  • Transparent Fees: Competitive rates with no hidden charges—what you see is what you pay.
  • Dedicated Account Manager: A real advisor on hand, not a bot, to guide you through setup, collections (if applicable), and ongoing support.
  • UK & Essex Specialists: We know the local market, sector nuances, and can connect you with the right funders for your business size and growth plans.

Why Choose Tando Capital?

  • Human-Led Process: Speak with experienced finance professionals from day one—no automated call trees.
  • Proven Track Record: 98% customer satisfaction, with 92% of clients reporting improved cash flow within their first month.
  • Full Compliance & Security: FCA-regulated partners, secure data handling, and clear agreements.
  • One-Stop Funding Hub: Beyond Trade Finance, we offer Invoice Finance, Business Loans, Construction Finance, Merchant Cash Advance, Property Finance, Payroll Finance, and more—ensuring all your funding needs are covered in one place.
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FAQs

Can a renewable energy company fund equipment before a project pays?

Yes. The facility pays your manufacturers when the panels, inverters or storage are ordered, so a scheme can be built out without the equipment bill coming from your reserves. You repay once the developer pays at the milestone or on commissioning. It lets a company commit to the kit a project needs rather than pacing the build to the cash in hand.

Can imported renewable equipment be funded?

Yes. A good deal of solar and battery equipment is sourced from overseas, and trade finance can fund those supplier payments. Where a manufacturer wants assurance before shipping, a letter of credit can sit alongside the facility, with the bank undertaking payment against agreed documents. Your account manager arranges the structure that suits how and where you source, so a project is not held up by an upfront overseas payment.

Does trade finance suit milestone-based project payments?

Yes. Renewable projects often pay on completion or against milestones, which leaves equipment paid for long before the money arrives. A facility funds the equipment at the point of order and repays as the project pays. It covers the gap between buying the kit and being paid for the work, so the cost does not have to come out of your own working capital while the job runs.

Can a renewable energy company with bad credit get funding?

Often, yes. Tando regularly arranges funding for renewable energy companies with bad credit or a bounced payment that other brokers turn away. The project pipeline and supplier terms carry more weight than a single past difficulty. Lending partners are FCA-regulated and assess the business as it trades now, so an earlier setback does not automatically close the door.

What size facility can a renewable energy company access?

Facilities typically run from 75,000 to 500,000 pounds, sized to your equipment spend and project values. Firms turning over 200,000 pounds or more a year are the typical fit. Because renewable equipment is high-value and projects vary in size, the right figure tends to track the value of the jobs you are running rather than a single fixed limit.

How quickly can an equipment order be funded?

Usually within three to five days, and sometimes within hours when a supplier deadline or a project start date is at risk. A dedicated account manager handles the case directly rather than an automated queue, so an equipment order can be funded quickly enough to keep a project on schedule rather than waiting on the client's payment.

Don't just take our word, take theirs

Real Businesses, real support,
real results

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Priya K
"We approached Tando for invoice financing after struggling with slow-paying customers, and the funding came through in less than 48 hours. It’s made a real difference to our cash flow and allowed us to stay focused on growth."
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Jasmin R
"What stood out about Tando wasn’t just their funding options — it was the human approach. They really took the time to understand our business before offering a solution, which made all the difference."
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David M
"Tando helped us secure bridging finance for a time-sensitive property acquisition. The team were fast, responsive, and professional throughout — we wouldn’t have closed the deal without them."
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Ellie J
"We’ve worked with Tando across multiple services, including merchant cash advances and asset-based lending, and they’ve delivered every time. The process is smooth, transparent, and refreshingly quick."
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Michael G
"Tando Capital made securing a short-term business loan completely hassle-free. From first call to funds in our account, it was all handled professionally and with zero pressure. They’ve become our go-to for funding support."
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Sarah L
"After being let down by a traditional lender, we turned to Tando for development finance on a residential project. They moved quickly, offered flexible terms, and genuinely felt like a partner rather than just a provider."
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Tom E
"Tando Capital supported us with asset finance when we needed to upgrade our equipment. The process was clear, the team was responsive, and we had everything sorted far quicker than expected. Highly recommend them."
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Matt N
"Make Tando Capital you go to for sound financial advice, from the outset Perry was open, honest and very professional. Make no mistake if you want your business to go to the next level then Tando capital is the company to help you get there..."
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Danny H
"Perry helped us secure buisness finance to purchase another business. Very knowledgeable and easy to deal with. Will be using Perry and Tando Capital again in the future."
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David S
"Great team to work with - Perry specifically was fast as well as a great communicator. Would highly recommend."
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Nuts M
"Best experience to work with Tando, very responsible, reliable and caring company to work with. Highly recommend!"
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Our Mission Is To Make Finance Faster, Fairer, And More Human.

connecting businesses with real experts, not automated systems.

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95
%
of approved applicants receive funding within 48 hours.
92
%
of clients report improved cash flow within the first 30 days.
98
%
customer satisfaction rating based on service and support.

Our Services

Tando Capital.
We give real conversations with real experts who care about your business.

Invoice Financing

Invoice financing lets you unlock cash tied up in unpaid invoices, giving your business faster access to working capital without waiting for customers to pay.

Business Loans

Access flexible funding to grow your business, manage expenses, or invest in new opportunities—with repayment options suited to your cash flow and goals.

Construction Finance

Tailored financial solutions specifically for construction companies to manage projects, procure materials, and ensure steady progress through every development phase.

Merchant Cash Advance

Get fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with fluctuating revenue.

Property Finance

Finance for property purchases, developments, or refurbishments—supporting commercial, residential, and investment projects with tailored lending options.

Payroll Finance

Ensure your team is paid on time, every time. Payroll finance bridges short-term cash flow gaps so you can cover wages even when clients pay late.

Trade Finance

Empower your supply chain and secure global growth with flexible, human-led funding solutions.

Letters of Credit

Secure international trade with confidence. Work with new partners, and grow your business across borders without putting cash up front.

Revolving Credit Facilities

Draw funds when you need them, repay when you can, then draw again.

FAQs

What types of financing does Tando Capital offer?

Tando Capital provides a range of tailored funding solutions to meet diverse business needs:

  • Business Loans: Flexible funding to grow your business, manage expenses, or invest in new opportunities, with repayment options suited to your cash flow.
  • Invoice Financing: Unlock cash tied up in unpaid invoices to maintain working capital without waiting for customers to pay.
  • Merchant Cash Advance: Receive fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with variable revenue.
  • Working Capital Solutions: Flexible financing designed to boost cash flow, helping you cover operational costs and seize new opportunities.
  • Payroll Finance: Bridge short-term cash flow gaps so you can cover wages even when clients pay late.
  • Property Finance: Funding for commercial, residential, or development projects, including purchases, refurbishments, and investments.

How quickly can I get funding through Tando Capital?

One of Tando Capital’s core priorities is speed. We offer:

  • Quick Approvals: Our streamlined process delivers funding decisions fast—often within three working days for eligible applicants.
  • Dedicated Advisor Support: As soon as you complete our short form, a specialist will be in touch within three working days to guide you through the next steps, ensuring minimal delays.

How is Tando Capital different from other finance providers?

Tando Capital stands out by prioritising human expertise over automated bots:

  • Real Conversations with Human Advisors: Every applicant speaks directly with an experienced finance specialist who understands the nuances of your business.
  • Tailored Funding Solutions: Instead of one-size-fits-all templates, we build a funding package around your specific goals, challenges, and cash-flow needs.
  • Transparent Process: From application to approval, we maintain clear communication—no hidden fees, no confusing fine print.

What criteria do I need to meet to qualify for funding?

While criteria vary by product, Tando Capital generally considers:

  • Business Credit Profile: A healthy or improving credit profile helps secure more favourable rates.
  • Revenue and Cash Flow: We assess your historical revenue, outstanding invoices, and overall cash-flow stability to tailor the right solution.
  • Business History: Typically, businesses in operation for at least six months with verifiable financials are preferred, though specific requirements depend on the financing product you choose.
  • Collateral (for Property Finance): For loans tied to property purchases or developments, acceptable collateral and valuation will be required.
    Your dedicated advisor will walk you through the exact requirements for your chosen product and help prepare the necessary documentation.

What is the application process like?

Our application process is designed to be quick and transparent:

  1. Consultation: Book a free call with one of our finance specialists to discuss your business needs, goals, and funding options.
  2. Tailored Assessment: Your dedicated advisor reviews your financials, explores suitable products, and outlines the best options for your unique situation.
  3. Personalised Offer: Once you choose your preferred solution, your advisor handles the details—keeping you informed and supported until funds are secured.
  4. Funding: After approval, funds are disbursed according to your needs and agreed-upon timeline.

What fees or interest rates can I expect?

Tando Capital is committed to full transparency—there are no hidden fees:

  • Competitive Rates: Interest rates and fees vary based on the product, your business’s risk profile, and market conditions.
  • No Surprises: Your dedicated advisor will clearly outline all applicable fees (origination, servicing, or early repayment) before you sign any agreement.
  • Repayment Flexibility: Many of our products offer flexible repayment schedules, such as daily automatic deductions for merchant cash advances or structured installments for business loans.
    If you have more specific questions about cost, simply get in touch via our short form or book a call, and we’ll provide a personalised breakdown.
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Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’

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