Publishing companies can use trade finance to pay printers for a print run before the books sell to the trade, with quick funding decisions.
A publisher commits real money to a print run long before the books earn anything back. Printers and paper suppliers are paid to manufacture thousands of copies, which are then sold to distributors, wholesalers and retailers that settle on trade terms weeks later. Trade finance pays the printer when the run is ordered, so a title can be produced without the whole print cost sitting on the publisher's own balance sheet until the trade pays.
Print runs are large, one-off outlays, and demand often bunches around a launch or a seasonal peak. The facility repays as the books sell through and the retailers settle, keeping the cost tied to the title rather than the calendar. For a publisher backing a new release or reprinting a strong seller, that means committing to the run the demand calls for rather than rationing it to available cash.
A publisher carries the cost of a print run between paying the printer and being paid by the trade. The pressures recur title to title:
Tando is a human-led brokerage, so a publisher works with a dedicated account manager who understands print runs and trade payment terms rather than an automated platform. Decisions usually arrive within three to five days, and sometimes within hours. The firm is NACFB accredited and funds through FCA-regulated lending partners.
A publisher ordering a print run for a new title could use a facility to pay the printer, then repay as the books sell through. Where retailer invoices sit on long terms, invoice finance can release the cash held in them, and a letter of credit can give an overseas printer certainty before the run ships.
Direct funding for the cost of goods based on a confirmed customer order.
A globally recognised guarantee of payment to your supplier upon verification of shipping documents.
Optimising cash flow by allowing you to pay suppliers early while extending your own payment terms.
Yes, that is the core use. The facility pays your printer and paper supplier when the run is ordered, so a title can be produced without the cost coming from your own cash. You repay as the books sell through and the trade pays. It lets a publisher commit to the run a launch needs rather than rationing the print to whatever cash is currently in the business.
Yes. Illustrated, colour and children's titles are often printed overseas, and trade finance can fund those printer payments. Where an overseas printer wants assurance before the run ships, a letter of credit can sit alongside the facility, with the bank undertaking payment against agreed documents. Your account manager arranges the structure that suits where you print, so a title is not held up by an upfront overseas payment.
Distributors and retailers often pay on thirty to sixty day terms, which leaves cash tied up in issued invoices. Invoice finance advances against those invoices, releasing the cash before the trade pays. It sits alongside a trade facility, one funding the print run and the other releasing cash from the sales. Your account manager can set them up to work together across a title.
Often, yes. Tando regularly arranges funding for publishers with bad credit or a bounced payment that other brokers turn away. The order book and trade terms carry more weight than a single past difficulty. Lending partners are FCA-regulated and assess the business as it trades now, so an earlier setback does not automatically close the door.
Facilities typically run from 75,000 to 500,000 pounds, sized to your print spend and title values. Firms turning over 200,000 pounds or more a year are the typical fit. Because print runs vary in size, the right figure tends to track the cost of the runs you are funding rather than a single fixed limit.
Usually within three to five days, and sometimes within hours when a print slot or a launch date is at risk. A dedicated account manager handles the case directly rather than an automated queue, so a run can be funded quickly enough to hit a print schedule and have stock ready for the launch rather than waiting on the trade to pay.
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Tando Capital provides a range of tailored funding solutions to meet diverse business needs:
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Tando Capital stands out by prioritising human expertise over automated bots:
While criteria vary by product, Tando Capital generally considers:
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Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’
