Plastics and packaging manufacturers can use trade finance to buy resin and feedstock before finished goods sell, with funding decisions often reached within days.
Plastics and packaging production depends on polymer resin, and resin is bought in bulk well before the finished goods reach a buyer. Prices track oil markets and can move sharply, so volume buying at the right moment matters, yet customers pay on credit terms once the product is delivered. A letter of credit can secure an overseas resin supplier while the wider spend is funded.
The facility pays the supplier when feedstock is ordered, so a production run can go ahead without the resin bill swallowing working capital. It repays as the moulded or packaged goods are sold, keeping the line running and the next order quotable rather than held hostage by a single large material purchase. A run can be scheduled the moment a contract is confirmed instead of when cash allows.
Plastics and packaging firms commit cash to feedstock and tooling well ahead of any income from a finished run. The squeeze points come up time and again across the year:
Tando keeps funding human, so a plastics manufacturer works with a dedicated account manager who understands feedstock buying and the make-then-sell gap rather than an automated platform. Decisions usually land in three to five days, the brokerage is NACFB accredited, and lending partners are FCA-regulated. Earlier credit trouble is not a barrier on its own.
A packaging manufacturer with a big contract could use a facility to buy resin while pricing is favourable, then repay as the finished packaging ships and the customer pays. For firms buying feedstock on a rolling basis, a revolving credit facility can keep working capital available between runs.
Direct funding for the cost of goods based on a confirmed customer order.
A globally recognised guarantee of payment to your supplier upon verification of shipping documents.
Optimising cash flow by allowing you to pay suppliers early while extending your own payment terms.
Yes. The facility pays the resin supplier when the order is placed, so a manufacturer can buy the volume a run needs without that cost coming out of its own cash. You repay once the finished goods are sold and the customer pays. It means a large material purchase no longer has to wait until the bank balance allows it.
It can. Resin pricing follows oil markets and can rise quickly, so buying when prices are favourable protects a quoted margin. Trade finance funds that purchase at the point of order rather than waiting for cash, so timing works for you. The account manager builds the facility around how often and how much feedstock you buy.
Often, yes. Tando places plastics and packaging firms with bad credit or a bounced payment that many brokers avoid. The confirmed order and the supplier terms carry more weight than a past difficulty. Lending partners are FCA-regulated and look at the current trading position, so an earlier setback does not automatically rule out a facility.
Facilities usually run from 75,000 to 500,000 pounds, sized to your feedstock spend and order book. Firms turning over 200,000 pounds or more a year are the typical fit. Because resin is bought in volume and tooling adds cost, the right figure tends to track the scale of your runs rather than a single fixed limit.
Usually within three to five days, and sometimes within hours when a price window or a supplier deadline is closing. A dedicated account manager handles the case directly, so a feedstock purchase can be funded quickly enough to catch favourable pricing and keep a production schedule on track rather than waiting in an automated queue.
Repayment follows your sales cycle. The facility pays the supplier when feedstock is ordered, and you repay once the moulded or packaged goods are sold and the customer has paid. That ties the cost to the run rather than a rigid monthly figure, so funding does not fall due before the finished goods have generated income.
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Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’
