Trade finance lets industrial supply companies pay for tools and consumables when they order, well before factories and workshops clear their accounts.
Industrial suppliers carry the tools, fixings, abrasives and consumables that keep production lines running, much of it shipped from abroad. Stock comes from makers and importers, holds across a deep catalogue, and sells to factories and workshops on credit. A letter of credit can reassure an overseas maker enough to ship while the order is financed.
Cash leaves for suppliers long before industry settles, so a supplier funds the catalogue ahead of the return. With the facility paying the order and clearing as lines sell, critical consumables stay on the shelf and a volume buy is within reach without working capital stretched across every code. Downtime is costly for a customer, so the supplier with the consumable in stock when a line stops is the one that keeps the account for the long run.
An industrial supplier funds a deep catalogue long before factories clear their accounts. The pressures recur across the range:
At Tando a person owns your case from the first call, not a scoring engine, so an industrial supplier talks to an account manager who knows a deep imported range. Decisions generally come in three to five days, at times within hours. Tando is NACFB accredited and works with FCA-regulated lenders.
An industrial supplier filling a big plant order could draw on a facility to buy the stock, repaying as it sells and the customer pays. Where working capital wants a longer-term base beside the trade facility, a business loan can support it.
Direct funding for the cost of goods based on a confirmed customer order.
A globally recognised guarantee of payment to your supplier upon verification of shipping documents.
Optimising cash flow by allowing you to pay suppliers early while extending your own payment terms.
Yes. The facility pays your supplier when stock is ordered, so the shelves stay ranged without the cost coming from your own cash. You repay as the lines sell through and industrial customers settle. It lets a supplier keep critical tools and consumables in stock rather than holding orders back until the accounts have cleared.
Yes. Many industrial suppliers source tools and consumables from overseas, and trade finance can fund those supplier payments. Where a supplier wants assurance before shipping, a letter of credit can sit alongside the facility. Your account manager arranges the structure that suits how and where you buy, so the shelves are not held short by an international payment.
Often, yes. Tando places industrial suppliers with bad credit or a bounced payment that other brokers avoid. The order flow and supplier terms carry more weight than a single past problem. Lending partners are FCA-regulated and look at current trading, so an earlier difficulty does not automatically rule out a workable facility for the business.
Facilities usually run from 75,000 to 500,000 pounds, sized to your stock spend and order book. Firms turning over 200,000 pounds or more a year are the typical fit. Because a deep range is held across many lines, the right figure tends to track the scale of the stock you carry rather than a single fixed cap.
Usually within three to five days, and sometimes within hours when a supplier deadline or a shipping slot is at risk. A dedicated account manager handles the case directly rather than an automated queue, so a stock order can be funded quickly enough to keep critical consumables on the shelf and secure a volume deal before it is gone.
Repayment follows your sales cycle. The facility pays the supplier when stock is ordered, and you repay as the lines sell through and industrial customers settle. That keeps the cost tied to the trading cycle rather than a rigid monthly figure, so funding does not fall due before the stock it paid for has been sold.
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Draw funds when you need them, repay when you can, then draw again.
Tando Capital provides a range of tailored funding solutions to meet diverse business needs:
One of Tando Capital’s core priorities is speed. We offer:
Tando Capital stands out by prioritising human expertise over automated bots:
While criteria vary by product, Tando Capital generally considers:
Our application process is designed to be quick and transparent:
Tando Capital is committed to full transparency—there are no hidden fees:
Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’
