Garden and landscape supply companies can use trade finance to buy materials before landscapers and the trade pay on account, with quick funding decisions.
A garden and landscape supplier fills its yard with materials bought well before the trade pays for them. Topsoil, aggregates, paving, turf, sleepers and fencing come in from quarries, manufacturers, growers and importers, then sell to landscapers, groundworkers and the public. Trade finance settles the supplier when the order is placed, so the yard can hold the range a landscaping season demands without the cost falling on its own cash first.
Demand climbs through spring and summer, so stocking up before the season turns beats waiting for the accounts to clear. The facility repays as the materials sell through and the trade accounts settle, which lets a supplier buy bulk loads of aggregate or paving ahead of demand rather than rationing the order to whatever cash the quieter winter has left.
A landscape supplier pays for bulky materials well before the trade settles, and demand is sharply seasonal. The pressures recur across the yard:
Tando runs on conversations rather than automated scoring, so a landscape supplier deals directly with one account manager who knows seasonal stock and trade accounts. Expect a decision in three to five days, and at times within hours. The firm is NACFB accredited and funds via FCA-regulated lending partners.
A supplier stocking up before spring could use a facility to buy aggregate and paving deep, then repay as the materials sell through. When the trade accounts run slow, invoice finance can release the cash held in the issued invoices and keep the yard restocked.
Direct funding for the cost of goods based on a confirmed customer order.
A globally recognised guarantee of payment to your supplier upon verification of shipping documents.
Optimising cash flow by allowing you to pay suppliers early while extending your own payment terms.
Yes. The facility pays your supplier when materials are ordered, so the yard stays stocked without the cost coming from your own cash. You repay as the materials sell through and the trade accounts settle. It lets a supplier carry the depth a landscaping season calls for rather than holding the order back until the accounts have cleared.
It fits seasonal buying well. Demand for landscaping materials climbs through spring and summer, so stocking up before the season protects sales. Trade finance funds that purchase at the point of order rather than waiting for cash, then repays as the materials sell. Your account manager sizes the facility around the season and the quieter winter rather than a flat monthly schedule.
Yes. Aggregates, paving and stone are heavy and bought in volume, which ties up real cash in the yard. A facility funds those purchases at the point of order so the bulk loads do not drain the bank. You repay as they sell through. It lets a supplier buy deep and hold a price rather than ordering little and often at a higher cost per load.
Often, yes. Tando places garden and landscape suppliers with bad credit or a bounced payment that other brokers avoid. The order flow and supplier terms carry more weight than a single past problem. Lending partners are FCA-regulated and look at current trading, so an earlier difficulty does not automatically rule out a workable facility.
Facilities typically run from 75,000 to 500,000 pounds, sized to your stock spend and order book. Firms turning over 200,000 pounds or more a year are the typical fit. Because materials are bought bulky and ahead of the season, the right figure tends to track the depth of stock you hold rather than a single fixed limit.
Usually within three to five days, and sometimes within hours when the season is turning or a supplier deadline is closing. A dedicated account manager handles the case directly rather than an automated queue, so an order can be funded quickly enough to stock up before the spring rush rather than missing the busiest weeks.
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Empower your supply chain and secure global growth with flexible, human-led funding solutions.
Secure international trade with confidence. Work with new partners, and grow your business across borders without putting cash up front.
Draw funds when you need them, repay when you can, then draw again.
Tando Capital provides a range of tailored funding solutions to meet diverse business needs:
One of Tando Capital’s core priorities is speed. We offer:
Tando Capital stands out by prioritising human expertise over automated bots:
While criteria vary by product, Tando Capital generally considers:
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Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’
