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How can an EV charging installer fund hardware before a job pays?

Fitting EV chargers means buying the hardware before the site pays for it. Charge points, cabling, switchgear and the groundworks materials are ordered from suppliers and importers, dug in and energised, and only billed once the units are live and signed off. Trade finance pays the supplier when the order is placed, so a site can be programmed in without the charger bill landing on the installer's own balance first.

Workplace, depot and destination contracts increasingly come as multi-site rollouts, and a single rapid charger is far from cheap. With repayment waiting on the live site, an installer can commit to a fleet rollout and buy the hardware each location needs instead of pacing the programme to whatever the last site has paid in.

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Where does an EV charging installer's cash get tied up?

An EV charging installer funds hardware and groundworks well ahead of a live, paid site. The pressures show up on most contracts:

  • Suppliers charging for charge points and cable as the order is placed
  • Imported charging hardware paid for before it reaches site
  • Sites paying only once the units are energised and signed off
  • A bank of rapid chargers tying up serious cash per location
  • Multi-site and fleet rollouts funded ahead of the payments
  • Civils and a grid connection running before the chargers earn
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What does Tando offer an EV charging installer?

Tando keeps funding human, so an EV charging installer works with a dedicated account manager who understands rollout timing and hardware procurement rather than an automated platform. Most decisions come back within three to five days, sometimes within hours. The firm is NACFB accredited and places funding through FCA-regulated lenders.

  • A named account manager from first enquiry to drawdown
  • Decisions paced to supplier orders and site start dates
  • Open to firms with bad credit or a bounced payment history
  • Facilities that scale as the order book and rollouts grow
  • Funding sized to the hardware order rather than a fixed cap

Take an installer energising a depot of fleet chargers: a facility pays for the hardware, and repayment follows once the site is live and the client settles. As installers buy across one rollout after another, a revolving credit facility keeps working capital on tap between sites.

Types Of Trade Financing

Purchase Order Finance

Direct funding for the cost of goods based on a confirmed customer order.

Letters of Credit

A globally recognised guarantee of payment to your supplier upon verification of shipping documents.

Supply Chain Finance

Optimising cash flow by allowing you to pay suppliers early while extending your own payment terms.

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Benefits of Trade Financing with Tando Capital

  • Fast Approval & Funding: 95 % of applicants receive funds within 48 hours.
  • Tailored to Your Business: No one-size-fits-all—our experts recommend the best solution (Factoring or Discounting) based on your industry, customer profile, and cash-flow needs.
  • Transparent Fees: Competitive rates with no hidden charges—what you see is what you pay.
  • Dedicated Account Manager: A real advisor on hand, not a bot, to guide you through setup, collections (if applicable), and ongoing support.
  • UK & Essex Specialists: We know the local market, sector nuances, and can connect you with the right funders for your business size and growth plans.

Why Choose Tando Capital?

  • Human-Led Process: Speak with experienced finance professionals from day one—no automated call trees.
  • Proven Track Record: 98% customer satisfaction, with 92% of clients reporting improved cash flow within their first month.
  • Full Compliance & Security: FCA-regulated partners, secure data handling, and clear agreements.
  • One-Stop Funding Hub: Beyond Trade Finance, we offer Invoice Finance, Business Loans, Construction Finance, Merchant Cash Advance, Property Finance, Payroll Finance, and more—ensuring all your funding needs are covered in one place.
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FAQs

Can an EV charging installer fund hardware before a job pays?

Yes. The supplier is paid when the charge points and cable are ordered, so a site can be programmed in without the hardware bill landing on your balance. You repay once the site is energised and the client settles. It lets an installer take on a rollout and buy the hardware each location needs rather than pacing it to earlier sites.

Can imported charging hardware be funded?

Yes. A lot of charging hardware is sourced from overseas, and trade finance can fund those supplier payments. Where a manufacturer wants assurance before shipping, a letter of credit can sit alongside the facility, with the bank undertaking payment against agreed documents. Your account manager arranges the structure that suits how and where you source, so a job is not held up by an upfront overseas payment.

Can a multi-site charging rollout be funded?

Yes. A rollout across several sites means buying hardware for each before the payments arrive, which ties up real cash. A facility funds the hardware at the point of order and repays as the jobs pay. It lets an installer take on a fleet or multi-site contract and buy what each location needs rather than pacing the rollout to whatever cash earlier sites have freed up.

Can an EV charging installer with bad credit get funding?

Often, yes. Tando places EV charging installers with bad credit or a bounced payment that other brokers avoid. The order book and supplier terms carry more weight than a single past problem. Lending partners are FCA-regulated and look at current trading, so an earlier difficulty does not automatically rule out a workable facility for the business.

What size facility can an EV charging installer access?

Facilities typically run from 75,000 to 500,000 pounds, sized to your hardware spend and job values. Firms turning over 200,000 pounds or more a year are the typical fit. Because a fleet or multi-site rollout can tie up significant cash, the right figure tends to track the size of the contracts you are running rather than a single fixed limit.

How quickly can charging hardware be funded?

Usually within three to five days, and sometimes within hours when a supplier deadline or a site start date is at risk. A dedicated account manager handles the case directly rather than an automated queue, so a hardware order can be funded quickly enough to keep a rollout moving and the installation on schedule.

Don't just take our word, take theirs

Real Businesses, real support,
real results

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Priya K
"We approached Tando for invoice financing after struggling with slow-paying customers, and the funding came through in less than 48 hours. It’s made a real difference to our cash flow and allowed us to stay focused on growth."
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Jasmin R
"What stood out about Tando wasn’t just their funding options — it was the human approach. They really took the time to understand our business before offering a solution, which made all the difference."
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David M
"Tando helped us secure bridging finance for a time-sensitive property acquisition. The team were fast, responsive, and professional throughout — we wouldn’t have closed the deal without them."
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Ellie J
"We’ve worked with Tando across multiple services, including merchant cash advances and asset-based lending, and they’ve delivered every time. The process is smooth, transparent, and refreshingly quick."
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Michael G
"Tando Capital made securing a short-term business loan completely hassle-free. From first call to funds in our account, it was all handled professionally and with zero pressure. They’ve become our go-to for funding support."
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Sarah L
"After being let down by a traditional lender, we turned to Tando for development finance on a residential project. They moved quickly, offered flexible terms, and genuinely felt like a partner rather than just a provider."
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Tom E
"Tando Capital supported us with asset finance when we needed to upgrade our equipment. The process was clear, the team was responsive, and we had everything sorted far quicker than expected. Highly recommend them."
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Matt N
"Make Tando Capital you go to for sound financial advice, from the outset Perry was open, honest and very professional. Make no mistake if you want your business to go to the next level then Tando capital is the company to help you get there..."
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Danny H
"Perry helped us secure buisness finance to purchase another business. Very knowledgeable and easy to deal with. Will be using Perry and Tando Capital again in the future."
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David S
"Great team to work with - Perry specifically was fast as well as a great communicator. Would highly recommend."
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Nuts M
"Best experience to work with Tando, very responsible, reliable and caring company to work with. Highly recommend!"
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Our Mission Is To Make Finance Faster, Fairer, And More Human.

connecting businesses with real experts, not automated systems.

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95
%
of approved applicants receive funding within 48 hours.
92
%
of clients report improved cash flow within the first 30 days.
98
%
customer satisfaction rating based on service and support.

Our Services

Tando Capital.
We give real conversations with real experts who care about your business.

Invoice Financing

Invoice financing lets you unlock cash tied up in unpaid invoices, giving your business faster access to working capital without waiting for customers to pay.

Business Loans

Access flexible funding to grow your business, manage expenses, or invest in new opportunities—with repayment options suited to your cash flow and goals.

Construction Finance

Tailored financial solutions specifically for construction companies to manage projects, procure materials, and ensure steady progress through every development phase.

Merchant Cash Advance

Get fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with fluctuating revenue.

Property Finance

Finance for property purchases, developments, or refurbishments—supporting commercial, residential, and investment projects with tailored lending options.

Payroll Finance

Ensure your team is paid on time, every time. Payroll finance bridges short-term cash flow gaps so you can cover wages even when clients pay late.

Trade Finance

Empower your supply chain and secure global growth with flexible, human-led funding solutions.

Letters of Credit

Secure international trade with confidence. Work with new partners, and grow your business across borders without putting cash up front.

Revolving Credit Facilities

Draw funds when you need them, repay when you can, then draw again.

FAQs

What types of financing does Tando Capital offer?

Tando Capital provides a range of tailored funding solutions to meet diverse business needs:

  • Business Loans: Flexible funding to grow your business, manage expenses, or invest in new opportunities, with repayment options suited to your cash flow.
  • Invoice Financing: Unlock cash tied up in unpaid invoices to maintain working capital without waiting for customers to pay.
  • Merchant Cash Advance: Receive fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with variable revenue.
  • Working Capital Solutions: Flexible financing designed to boost cash flow, helping you cover operational costs and seize new opportunities.
  • Payroll Finance: Bridge short-term cash flow gaps so you can cover wages even when clients pay late.
  • Property Finance: Funding for commercial, residential, or development projects, including purchases, refurbishments, and investments.

How quickly can I get funding through Tando Capital?

One of Tando Capital’s core priorities is speed. We offer:

  • Quick Approvals: Our streamlined process delivers funding decisions fast—often within three working days for eligible applicants.
  • Dedicated Advisor Support: As soon as you complete our short form, a specialist will be in touch within three working days to guide you through the next steps, ensuring minimal delays.

How is Tando Capital different from other finance providers?

Tando Capital stands out by prioritising human expertise over automated bots:

  • Real Conversations with Human Advisors: Every applicant speaks directly with an experienced finance specialist who understands the nuances of your business.
  • Tailored Funding Solutions: Instead of one-size-fits-all templates, we build a funding package around your specific goals, challenges, and cash-flow needs.
  • Transparent Process: From application to approval, we maintain clear communication—no hidden fees, no confusing fine print.

What criteria do I need to meet to qualify for funding?

While criteria vary by product, Tando Capital generally considers:

  • Business Credit Profile: A healthy or improving credit profile helps secure more favourable rates.
  • Revenue and Cash Flow: We assess your historical revenue, outstanding invoices, and overall cash-flow stability to tailor the right solution.
  • Business History: Typically, businesses in operation for at least six months with verifiable financials are preferred, though specific requirements depend on the financing product you choose.
  • Collateral (for Property Finance): For loans tied to property purchases or developments, acceptable collateral and valuation will be required.
    Your dedicated advisor will walk you through the exact requirements for your chosen product and help prepare the necessary documentation.

What is the application process like?

Our application process is designed to be quick and transparent:

  1. Consultation: Book a free call with one of our finance specialists to discuss your business needs, goals, and funding options.
  2. Tailored Assessment: Your dedicated advisor reviews your financials, explores suitable products, and outlines the best options for your unique situation.
  3. Personalised Offer: Once you choose your preferred solution, your advisor handles the details—keeping you informed and supported until funds are secured.
  4. Funding: After approval, funds are disbursed according to your needs and agreed-upon timeline.

What fees or interest rates can I expect?

Tando Capital is committed to full transparency—there are no hidden fees:

  • Competitive Rates: Interest rates and fees vary based on the product, your business’s risk profile, and market conditions.
  • No Surprises: Your dedicated advisor will clearly outline all applicable fees (origination, servicing, or early repayment) before you sign any agreement.
  • Repayment Flexibility: Many of our products offer flexible repayment schedules, such as daily automatic deductions for merchant cash advances or structured installments for business loans.
    If you have more specific questions about cost, simply get in touch via our short form or book a call, and we’ll provide a personalised breakdown.
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Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’

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