Paper and ink cost upfront while clients pay slowly. Release the cash in your invoices and keep stock, print runs, and equipment funded.
Printing and packaging companies turn jobs around fast but get paid slowly. Paper, board, substrates, and ink are bought and paid for upfront, print runs are completed quickly, and then clients settle on extended terms. Add the heavy investment in presses and finishing equipment, and a single slow-paying client can lock up the cash a busy print floor relies on.
Invoice finance releases most of an invoice value within a day or two of raising it, rather than waiting weeks or months. That cash funds the next paper order, covers running costs, and lets you take on larger campaign work without cash flow strain. For printers balancing fast turnaround against slow-paying clients and ongoing equipment costs, the steady cash recycle keeps the presses running and the order book moving.
Print and packaging work ties up capital in stock and equipment while clients take their time to pay. Jobs turn around in days, but the cash to pay for them can take months to come back.
Tando Capital is a human-led brokerage arranging invoice finance through FCA-regulated lenders, with a dedicated account manager who understands the fast turnaround and slow payment mismatch in print. Decisions usually come back within 3 to 5 days, and sometimes within hours, so a paper order or campaign job is not held up by funding.
For example, a printing company with £200k of invoices out to clients on long terms could potentially use a facility like this to release most of that cash within days of completing the run, funding the next paper order immediately.
Invoice Factoring converts your unpaid invoices into cash and includes a full collections service. Tando Capital liaises with your customers to collect payments, saving you time and ensuring professional credit management.
With Invoice Discounting, you retain control of customer relationships and collections. You receive immediate funds against your invoices, and your customers aren’t aware of your finance arrangement—ideal for businesses that want confidentiality.
Selective Invoice Factoring lets you pick which invoices to fund, giving you targeted flexibility. Only submit the invoices you need cash for, so you’re never tied into funding your entire sales ledger.
Most printing and packaging companies get an initial decision within 3 to 5 working days, and sometimes the same day. Tando works across a panel of FCA-regulated lenders, so your account manager can match your client profile and ledger to the lender most likely to approve quickly. The first drawdown usually follows soon after the facility is set up.
Not on its own. Invoice finance is secured against your unpaid invoices, so lenders focus on the strength of your clients and ledger more than your credit score. Tando regularly places printing businesses that have had county court judgments or bounced payments by matching them to lenders comfortable with that profile rather than turning them away.
Yes. Invoice finance releases cash once you raise an invoice, which suits print where jobs complete quickly but clients pay slowly. As soon as a run is finished and invoiced, most of the value can be drawn down, rather than waiting weeks for the client to settle. That keeps paper, ink, and wages funded between jobs without straining reserves.
Facilities are usually structured between £75k and £500k and scale with your sales ledger rather than sitting at a fixed cap. As invoicing grows, the available funding grows alongside it. Tando works best with printers turning over £200k or more a year, and the exact limit depends on your client base, payment terms, and how the ledger is spread.
That depends on the facility type. With confidential invoice discounting, your clients pay you as normal and the arrangement stays private. With factoring, the lender manages collections, which can save admin during busy campaign periods. Tando will talk through which option suits your client relationships before anything is set up, so you stay in control.
Once a lender approves your facility, setup usually takes a few days to complete paperwork and verification, after which the first drawdown can follow quickly. The whole process from first conversation to funding often runs within a couple of weeks. Your account manager keeps things moving and chases the lender, so you are not left waiting longer than needed.
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Contact UsInvoice financing lets you unlock cash tied up in unpaid invoices, giving your business faster access to working capital without waiting for customers to pay.
Access flexible funding to grow your business, manage expenses, or invest in new opportunities—with repayment options suited to your cash flow and goals.
Tailored financial solutions specifically for construction companies to manage projects, procure materials, and ensure steady progress through every development phase.
Get fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with fluctuating revenue.
Finance for property purchases, developments, or refurbishments—supporting commercial, residential, and investment projects with tailored lending options.
Ensure your team is paid on time, every time. Payroll finance bridges short-term cash flow gaps so you can cover wages even when clients pay late.
Empower your supply chain and secure global growth with flexible, human-led funding solutions.
Secure international trade with confidence. Work with new partners, and grow your business across borders without putting cash up front.
Draw funds when you need them, repay when you can, then draw again.
Tando Capital provides a range of tailored funding solutions to meet diverse business needs:
One of Tando Capital’s core priorities is speed. We offer:
Tando Capital stands out by prioritising human expertise over automated bots:
While criteria vary by product, Tando Capital generally considers:
Our application process is designed to be quick and transparent:
Tando Capital is committed to full transparency—there are no hidden fees:
Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’
