Business loans for removal companies funding vans, crews and storage before balances are paid, with fast decisions and a dedicated account manager.
Removal firms run vans, pay crews and often hold goods in storage, while income arrives in a mix of deposits and balances paid on or after completion. Busy seasons and commercial contracts both mean spending on people and vehicles before the money lands. A business loan provides a lump sum of working capital to cover that, repaid over a fixed term, so the diary stays full regardless of what is in the bank. Tando arranges business loans through FCA regulated partners and judges the business on how it trades rather than the credit score.
As general capital, the funding can cover wages, fuel and packing materials, fund a van or storage space, or carry the quieter months. It is not tied to one job, so taking on commercial contracts becomes easier to resource, and the facility grows as the business does.
Removals pair upfront labour and vehicle costs with income that often only completes on the day, while demand swings hard with the season. The wage bill does not pause when the diary is quiet, and commercial work can wait weeks for payment. The pressures usually include:
Tando keeps it human, so a removal firm works with one account manager who understands seasonal demand and payment on completion, and can move quickly, with decisions usually in three to five days. A credit record that has slipped does not rule a firm out.
If a firm won a run of commercial moves but had to put crews and vans on before the balances were paid, a business loan could fund that work so every job is covered. For firms taking steady card payments from domestic customers, a merchant cash advance can be another route, repaid as a share of takings, and your account manager will explain how it compares to a loan.
Secured Business Loans use assets like property or equipment as collateral to unlock higher borrowing limits and lower interest rates, giving your company predictable repayment terms and the flexibility to invest in long-term growth.
Unsecured Business Loans require no collateral, offering a rapid application and approval process. Although interest rates may be higher, this option lets businesses with strong credit profiles access funds quickly for working capital or expansion.
Start-Up Business Loans, often government-backed, provide new ventures with £500–£25,000 at fixed, affordable rates. They include mentorship and support services, helping entrepreneurs build credit, purchase essential equipment, and launch their businesses confidently.
Yes. Putting crews and vehicles on before a balance is settled is a core reason removal firms borrow. A business loan provides the lump sum to keep the diary running, then you repay over a fixed term as payments arrive. Your account manager will size it around the work and payment terms you operate on.
It can be. If a steady share of income comes through card terminals from domestic customers, a merchant cash advance is repaid as a percentage of those takings, which some firms prefer. A business loan, by contrast, is a fixed lump sum and term. Your account manager will compare both so the structure fits your income.
Not by default. Tando funds firms that others avoid, including those with bad credit or past bounced payments. The decision rests on current trading and repayment ability, not the credit file alone. A clear explanation of any past issue, with steady recent work, usually counts for more than the score when the case is reviewed.
Yes. A business loan can carry wages, vehicles and overheads through quieter months, then be repaid as the busy season picks up. As the funds are general capital, you decide how to spread them across the year. Your account manager will size it around your seasonal pattern rather than a generic limit.
Facilities typically range from £75k to £500k, aimed at firms turning over around £200k or more, with no strict minimum. The right amount depends on the work and running costs the funding supports and what the business can comfortably repay. It is built around your real operation rather than a headline number.
Decisions usually come within three to five days, and simple cases can move within hours, with funds following soon after approval. The timing depends mainly on how fast you share accounts and statements. With a real account manager on the file, you can flag a contract start date and get a realistic answer.
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Draw funds when you need them, repay when you can, then draw again.
Tando Capital provides a range of tailored funding solutions to meet diverse business needs:
One of Tando Capital’s core priorities is speed. We offer:
Tando Capital stands out by prioritising human expertise over automated bots:
While criteria vary by product, Tando Capital generally considers:
Our application process is designed to be quick and transparent:
Tando Capital is committed to full transparency—there are no hidden fees:
Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’
