Business loans for printing and packaging companies funding paper, ink and production before customers pay, with fast decisions and a dedicated account manager.
Printing and packaging companies buy paper, board, ink and substrates, some imported, and run costly presses and finishing kit before commercial customers pay on credit. A business loan provides a lump sum to fund that, repaid over a fixed term, so a big run is not held up by cash flow. Where the real pressure is commercial clients sitting on completed invoices, invoice finance can release that cash instead, and Tando will help you weigh a term loan against it.
As general working capital, the funding can stock material for a long run, cover press time and shift wages, fund a new press or finishing line, or bridge the gap to payment on a large contract. It is not tied to one invoice, so meeting a high-volume order becomes easier to resource, and the facility grows as the business does.
Printing pairs material and press costs with finishing labour, while commercial customers pay long after a run is delivered. Big presses carry heavy fixed costs that must run to pay their way, busy or not. The pressures usually include:
Tando keeps funding personal, so a printing firm has one account manager who understands material and press costs and slow commercial payment, and can move quickly, with decisions usually in three to five days. A credit record that has slipped does not rule a firm out.
If a firm won a high-volume print contract but had to buy stock and run extra shifts before the first payment, a business loan could fund that run so the job ships on time. For ongoing material buying that rises and falls with demand, a revolving credit facility can sit alongside the loan, and your account manager will explain which fits.
Secured Business Loans use assets like property or equipment as collateral to unlock higher borrowing limits and lower interest rates, giving your company predictable repayment terms and the flexibility to invest in long-term growth.
Unsecured Business Loans require no collateral, offering a rapid application and approval process. Although interest rates may be higher, this option lets businesses with strong credit profiles access funds quickly for working capital or expansion.
Start-Up Business Loans, often government-backed, provide new ventures with £500–£25,000 at fixed, affordable rates. They include mentorship and support services, helping entrepreneurs build credit, purchase essential equipment, and launch their businesses confidently.
Yes. Buying paper, board and ink before a customer pays is a core reason printing firms borrow. A business loan provides the lump sum to fund the run and cover press time, then you repay over a fixed term. Your account manager will size it around the contracts and volumes you have on.
It can. A revolving credit facility lets you draw and repay as material needs rise and fall across runs, which suits variable demand. A business loan, by contrast, is a fixed lump sum and term. Your account manager will compare both so the structure fits how your purchasing actually moves through the year.
Not by default. Tando funds firms that others avoid, including those with bad credit or past bounced payments. The decision rests on current trading and repayment ability, not the credit file alone. A clear explanation of any past issue, with steady recent orders, usually counts for more than the score when the case is reviewed.
Decisions usually come within three to five days, and simple cases can move within hours, with funds following soon after approval. The timing depends mainly on how fast you share accounts and statements. With a real account manager on the file, you can flag a deadline and get a realistic answer.
Facilities typically range from £75k to £500k, aimed at firms turning over around £200k or more, with no strict minimum. The right amount depends on the material and contracts the funding supports and what the business can comfortably repay. It is built around your real production rather than a headline number.
Yes. A business loan is general capital, so funding a new press or finishing line is within scope, alongside stock and wages. As the funds are not tied to one purchase, you decide how to spread them. If the spend is purely on a press, it is worth comparing asset finance too.
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Contact UsInvoice financing lets you unlock cash tied up in unpaid invoices, giving your business faster access to working capital without waiting for customers to pay.
Access flexible funding to grow your business, manage expenses, or invest in new opportunities—with repayment options suited to your cash flow and goals.
Tailored financial solutions specifically for construction companies to manage projects, procure materials, and ensure steady progress through every development phase.
Get fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with fluctuating revenue.
Finance for property purchases, developments, or refurbishments—supporting commercial, residential, and investment projects with tailored lending options.
Ensure your team is paid on time, every time. Payroll finance bridges short-term cash flow gaps so you can cover wages even when clients pay late.
Empower your supply chain and secure global growth with flexible, human-led funding solutions.
Secure international trade with confidence. Work with new partners, and grow your business across borders without putting cash up front.
Draw funds when you need them, repay when you can, then draw again.
Tando Capital provides a range of tailored funding solutions to meet diverse business needs:
One of Tando Capital’s core priorities is speed. We offer:
Tando Capital stands out by prioritising human expertise over automated bots:
While criteria vary by product, Tando Capital generally considers:
Our application process is designed to be quick and transparent:
Tando Capital is committed to full transparency—there are no hidden fees:
Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’
