Business loans for IT and tech recruitment agencies funding consultants, contractor pay and growth while clients pay on credit, with fast decisions and a dedicated account manager.
Tech recruitment pairs a growing contractor book and consultant costs with clients who pay on monthly terms, so cash goes out well before fees and timesheets are paid. A fast-growing contractor desk widens the gap, and contractors expect paying on time even as the book scales up. The pressures usually include:
Tech recruitment pairs a growing contractor book and consultant costs with clients who pay on monthly terms, so cash goes out well before fees and timesheets are paid. A fast-growing contractor desk widens the gap, and contractors expect paying on time even as the book scales up. The pressures usually include:
Tando works the human way, so a tech agency has one account manager who understands the contractor pay-and-bill gap and a growing desk, and can act quickly, with decisions usually in three to five days. A patchy credit history does not close the door.
If an agency grew its contractor desk quickly but had to pay weeks of contractor invoices before clients paid, a business loan could fund that growth so the desk keeps expanding. Because the contractor book and its wage funding rise and fall, a revolving credit facility can give a flexible line to draw on and repay, and your account manager will explain which fits.
Secured Business Loans use assets like property or equipment as collateral to unlock higher borrowing limits and lower interest rates, giving your company predictable repayment terms and the flexibility to invest in long-term growth.
Unsecured Business Loans require no collateral, offering a rapid application and approval process. Although interest rates may be higher, this option lets businesses with strong credit profiles access funds quickly for working capital or expansion.
Start-Up Business Loans, often government-backed, provide new ventures with £500–£25,000 at fixed, affordable rates. They include mentorship and support services, helping entrepreneurs build credit, purchase essential equipment, and launch their businesses confidently.
Yes. Funding contractor pay and consultant costs while the desk grows is a core reason tech agencies borrow. A business loan provides the lump sum to scale, then you repay over a fixed term as fees and timesheets come through. Your account manager will size it around the desk and client terms you work to.
It can. A revolving credit facility lets you draw and repay as the contractor book and its wage funding rise and fall. A business loan, by contrast, is a fixed lump sum and term. Your account manager will compare both so the structure fits how your desk actually moves through the year.
Not by default. Tando funds firms that others avoid, including those with bad credit or past bounced payments. The decision rests on current trading and repayment ability, not the credit file alone. A clear explanation of any past issue, with steady recent billing, usually counts for more than the score when the case is reviewed.
Yes. A business loan is general capital, so it can fund hiring and marketing on the perm side and bridge the contractor pay run on the contract side. As the funds are not tied to one purpose, you decide how to spread them. Your account manager will size it around how your desk is split.
Decisions usually come within three to five days, and simple cases can move within hours, with funds following soon after approval. The timing depends mainly on how fast you share accounts and statements. With a real account manager on the file, you can flag a hiring or contract deadline and get a realistic answer.
Facilities typically range from £75k to £500k, aimed at firms turning over around £200k or more, with no strict minimum. The right amount depends on the desk and costs the funding supports and what the agency can comfortably repay. It is built around your real billing rather than a headline number.
Real Businesses, real support,
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connecting businesses with real experts, not automated systems.
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Finance for property purchases, developments, or refurbishments—supporting commercial, residential, and investment projects with tailored lending options.
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Draw funds when you need them, repay when you can, then draw again.
Tando Capital provides a range of tailored funding solutions to meet diverse business needs:
One of Tando Capital’s core priorities is speed. We offer:
Tando Capital stands out by prioritising human expertise over automated bots:
While criteria vary by product, Tando Capital generally considers:
Our application process is designed to be quick and transparent:
Tando Capital is committed to full transparency—there are no hidden fees:
Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’
