Business loans for industrial equipment manufacturers funding components, machining and long builds before customers pay, with fast decisions and a dedicated account manager.
Yes. Industrial equipment manufacturers commit serious money to a build long before payment lands. Components and raw materials, some imported, are bought upfront, then machined and assembled over long lead times, with staged or end payments well after work starts. A business loan provides a lump sum to fund that, repaid over a fixed term. Tando arranges business loans through FCA regulated partners and judges the business on how it trades. Where the pressure sits with buying parts from suppliers, trade finance can fund those purchase orders directly, sitting alongside a loan rather than replacing it.
As general capital, the funding can cover components for a large build, new machinery, or the labour to deliver a bigger contract, and the facility scales as the order book grows.
Capital equipment work front-loads cost in costly components and skilled labour, with long builds and payment arriving well after the work starts. A single machine can absorb months of cash before it ships and is signed off. The pressures usually include:
Tando is human-led, so an equipment manufacturer works with one account manager who understands long builds and staged payment, and can move quickly. Decisions usually arrive in three to five days, and a knocked credit history does not end the conversation.
If a manufacturer won a large equipment order but had to buy components and machine for months before the first payment, a business loan could fund that build so it stays on programme. Where the bigger drag is customers paying slowly on completed orders, invoice finance can release the cash tied up in those invoices instead.
Secured Business Loans use assets like property or equipment as collateral to unlock higher borrowing limits and lower interest rates, giving your company predictable repayment terms and the flexibility to invest in long-term growth.
Unsecured Business Loans require no collateral, offering a rapid application and approval process. Although interest rates may be higher, this option lets businesses with strong credit profiles access funds quickly for working capital or expansion.
Start-Up Business Loans, often government-backed, provide new ventures with £500–£25,000 at fixed, affordable rates. They include mentorship and support services, helping entrepreneurs build credit, purchase essential equipment, and launch their businesses confidently.
Yes. Buying components and machining for months before a customer pays is a core reason equipment manufacturers borrow. A business loan provides the lump sum to fund the build, then you repay over a fixed term as payments arrive. Your account manager will size it around the contracts and lead times you have on.
It can. If you buy components from overseas suppliers, trade finance can fund those purchase orders, while a business loan covers general working capital. The two often work together rather than competing. Your account manager will explain how each fits so the funding matches how you buy and get paid.
Not necessarily. Tando funds firms that other brokers decline, including those with bad credit or bounced payments. The lending partners weigh current trading and repayment ability over the credit file. A short, honest explanation of any past difficulty, backed by recent figures and a solid order book, usually carries real weight in the decision.
Decisions are usually back within three to five days, and uncomplicated cases can move within hours, with funds following soon after. The pace depends largely on how fast you share accounts and statements. With a real account manager on the case, you can flag a build deadline and get an honest read on timing.
Facilities generally sit between £75k and £500k, suited to firms turning over around £200k or more, with no fixed minimum. The right figure depends on the components and contracts the funding supports and what the business can repay. Your account manager sizes it around real orders rather than a generic limit.
Yes. A business loan is general capital, so buying machine tools or assembly equipment is well within scope, alongside components and labour. As the funds are not locked to one purchase, you can split them across the build. If the spend is purely on machinery, it is worth asking about asset finance to compare.
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Contact UsInvoice financing lets you unlock cash tied up in unpaid invoices, giving your business faster access to working capital without waiting for customers to pay.
Access flexible funding to grow your business, manage expenses, or invest in new opportunities—with repayment options suited to your cash flow and goals.
Tailored financial solutions specifically for construction companies to manage projects, procure materials, and ensure steady progress through every development phase.
Get fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with fluctuating revenue.
Finance for property purchases, developments, or refurbishments—supporting commercial, residential, and investment projects with tailored lending options.
Ensure your team is paid on time, every time. Payroll finance bridges short-term cash flow gaps so you can cover wages even when clients pay late.
Empower your supply chain and secure global growth with flexible, human-led funding solutions.
Secure international trade with confidence. Work with new partners, and grow your business across borders without putting cash up front.
Draw funds when you need them, repay when you can, then draw again.
Tando Capital provides a range of tailored funding solutions to meet diverse business needs:
One of Tando Capital’s core priorities is speed. We offer:
Tando Capital stands out by prioritising human expertise over automated bots:
While criteria vary by product, Tando Capital generally considers:
Our application process is designed to be quick and transparent:
Tando Capital is committed to full transparency—there are no hidden fees:
Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’
