Business loans for demolition firms with heavy plant, disposal and labour costs, offering fast decisions and a dedicated account manager who knows the work.

Demolition and site clearance carry serious upfront cost. Plant and machinery, fuel, skips and licensed waste disposal, plus the crews to run a site, all have to be funded before a contract pays out. A business loan provides a lump sum to cover that, repaid over a fixed term, so taking on a large clearance does not hinge on what is in the bank that month. Tando arranges business loans through FCA regulated partners and looks at how the firm trades rather than leaning on a credit score.
As general working capital, the funding can put a deposit down on a major contract, cover the first weeks of plant hire and wages, or buy an excavator or crusher that lets you bid for bigger jobs. It is not tied to a single invoice, so several sites running at once become far easier to resource.
Demolition front-loads cost in plant, disposal and labour while payment arrives well after the site is finally cleared and signed off. Compliance, disposal and plant costs all land early in the programme, long before the contract pays out in full. The recurring pressures are:
Tando works on relationships, not portals, so a demolition firm has a single account manager who understands plant-heavy cash flow and can act fast. Decisions usually arrive in three to five days, and the team is open to firms whose credit has been knocked.
If a contractor won a major site clearance but needed to fund plant hire, disposal and the first month of wages before any payment, a business loan could cover that opening cost so the work begins on time. For larger projects where demolition is one stage paid as the build progresses, construction finance can be arranged to match.
Secured Business Loans use assets like property or equipment as collateral to unlock higher borrowing limits and lower interest rates, giving your company predictable repayment terms and the flexibility to invest in long-term growth.
Unsecured Business Loans require no collateral, offering a rapid application and approval process. Although interest rates may be higher, this option lets businesses with strong credit profiles access funds quickly for working capital or expansion.
Start-Up Business Loans, often government-backed, provide new ventures with £500–£25,000 at fixed, affordable rates. They include mentorship and support services, helping entrepreneurs build credit, purchase essential equipment, and launch their businesses confidently.

Yes. Plant hire, skips and licensed disposal are typical demolition costs a business loan can fund. The lump sum lets you resource a site fully before the contract pays, then repay over a fixed term. Because the money is general capital, you can spread it across machinery, haulage and wages as the job demands.
Often, yes. Tando funds firms that other brokers avoid, including those with bad credit or past bounced payments. The lending partners focus on how the business trades now and whether it can repay, not just the credit record. Explaining what caused any past issue, with steady recent work, usually helps the case considerably.
Most facilities sit between £75k and £500k, suited to firms turning over around £200k or more, though there is no fixed minimum. The right figure depends on what the funding supports and what the business can comfortably repay. Your account manager works back from the contracts and plant in front of you rather than a generic limit.
Usually three to five days, and sometimes within hours for simpler cases, with funds following soon after approval. The main factor is how quickly you provide accounts and bank statements. As a real person reviews the file, you can flag a fixed site start date and get an honest view on whether the timing works.
Often you can. Larger facilities may be secured against assets such as plant, vehicles or property, which can improve the rate and the amount on offer. Smaller loans are sometimes unsecured and based on the business itself. Tando works with FCA regulated partners across both, so the structure fits your assets rather than a fixed template.
Your account manager remains your point of contact after the loan is in place, not just during the application. If the business grows or a contract changes shape, you can revisit the facility with someone who already knows the firm. There are no automated systems between you and the person managing your account.
Real Businesses, real support,
real results
Invoice financing lets you unlock cash tied up in unpaid invoices, giving your business faster access to working capital without waiting for customers to pay.
Access flexible funding to grow your business, manage expenses, or invest in new opportunities—with repayment options suited to your cash flow and goals.
Tailored financial solutions specifically for construction companies to manage projects, procure materials, and ensure steady progress through every development phase.
Get fast funding based on your future card sales, with repayments taken as a percentage of daily takings—ideal for businesses with fluctuating revenue.
Finance for property purchases, developments, or refurbishments—supporting commercial, residential, and investment projects with tailored lending options.
Ensure your team is paid on time, every time. Payroll finance bridges short-term cash flow gaps so you can cover wages even when clients pay late.
Empower your supply chain and secure global growth with flexible, human-led funding solutions.
Secure international trade with confidence. Work with new partners, and grow your business across borders without putting cash up front.
Draw funds when you need them, repay when you can, then draw again.
Tando Capital provides a range of tailored funding solutions to meet diverse business needs:
One of Tando Capital’s core priorities is speed. We offer:
Tando Capital stands out by prioritising human expertise over automated bots:
While criteria vary by product, Tando Capital generally considers:
Our application process is designed to be quick and transparent:
Tando Capital is committed to full transparency—there are no hidden fees:
Tando Capital Limited (trading as Tando Capital), registered at Suite 74 Paycocke Road, Basildon, SS14 3HX . Tando Capital is not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. We work with a Panel of Lenders whose particulars will be supplied upon request. ICO Number ZB748553- We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.’